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Certificate of Deposit Account
High Rate Certificate of Deposits (CDs) combine a guaranteed rate of return for your deposit with the safety and security of FDIC insurance.
With terms ranging from 3 to 60 months, you can select the best combination of high rate and length of commitment to match your specific savings goals.
Your TotalDirectBank CD provides:
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Guaranteed return
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Automatic Renewal
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FDIC insurance up to the maximum allowable
A $25,000 minimum deposit is required to open an account and earn the advertised APY. The maximum deposit amount allowed per client is $1,000,000.
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FDIC insurance is limited to the standard maximum deposit insurance amount of up to $250,000 per depositor category.
Direct Money Market Deposit Account
For a high rate on your deposits while keeping your money within reach, the Direct Money Market Deposit Account is the right choice for you.
Your Direct Money Market Deposit Account:
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Grow your money faster with interest compounded monthly
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Online transfer of funds using your external bank account
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FDIC insurance up to the maximum allowable
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Unlimited deposit transactions, and up to six withdrawals and transfers per month
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$0 Monthly Maintenance Fee
A $25,000 minimum deposit is required to open an account. A minimum balance of $2,500 is required to earn the advertised APY. The maximum deposit amount allowed per client is $1,000,000.
Certain transaction and service charges may apply. Refer to Disclosure & Schedule of Fees.
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