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Certificate of Deposit Account

High Rate Certificate of Deposits (CDs) combine a guaranteed rate of return for your deposit with the safety and security of FDIC insurance.

 

With terms ranging from 3 to 60 months, you can select the best combination of high rate and length of commitment to match your specific savings goals.

 

Your TotalDirectBank CD provides:

  • Guaranteed return

  • Automatic Renewal

  • FDIC insurance up to the maximum allowable

 

A $25,000 minimum deposit is required to open an account and earn the advertised APY.  The maximum deposit amount allowed per client is $1,000,000.

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  FDIC insurance is limited to the standard maximum deposit insurance amount of up to $250,000 per depositor category. 

Direct Money Market Deposit Account

For a high rate on your deposits while keeping your money within reach, the Direct Money Market Deposit Account is the right choice for you.

Your Direct Money Market Deposit Account:

  • Grow your money faster with interest compounded monthly

  • Online transfer of funds using your external bank account

  • FDIC insurance up to the maximum allowable

  • Unlimited deposit transactions, and up to six withdrawals and transfers per month

  • $0 Monthly Maintenance Fee

A $25,000 minimum deposit is required to open an account. A minimum balance of $2,500 is required to earn the advertised APY.  The maximum deposit amount allowed per client is $1,000,000.

   Certain transaction and service charges may apply. Refer to Disclosure & Schedule of Fees.

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Copyright © 2023 TotalDirectBank by TotalBank is a registered Trademark of City National Bank of Florida (“CNBFL”).  All TotalBank deposit products are offered by, and will be opened through, CNBFL. CNBFL is Member FDIC. Processing services for all TotalBank deposit products are provided by CNBFL. All deposits with CNBFL (including deposits through TotalBank deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for TotalBank and CNBFL deposits will be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit

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