Grow your savings with great market rates.
Flexibility on your terms.
Start the process here.
Certificate of Deposit Account
High Rate Certificate of Deposits (CDs) combine a guaranteed rate of return for your deposit with the safety and security of FDIC insurance.
With terms ranging from 3 to 60 months, you can select the best combination of high rate and length of commitment to match your specific savings goals.
Your TotalDirectBank CD provides:
-
Guaranteed return
-
Automatic Renewal
-
FDIC insurance up to the maximum allowable
A $25,000 minimum deposit is required to open an account and earn the advertised APY. The maximum deposit amount allowed per client is $1,000,000.
1
1
FDIC insurance is limited to the standard maximum deposit insurance amount of up to $250,000 per depositor category.
Direct Money Market Deposit Account
For a high rate on your deposits while keeping your money within reach, the Direct Money Market Deposit Account is the right choice for you.
Your Direct Money Market Deposit Account:
-
Grow your money faster with interest compounded monthly
-
Online transfer of funds using your external bank account
-
FDIC insurance up to the maximum allowable
-
Unlimited deposit transactions, and up to six withdrawals and transfers per month
-
$0 Monthly Maintenance Fee
A $25,000 minimum deposit is required to open an account. A minimum balance of $2,500 is required to earn the advertised APY. The maximum deposit amount allowed per client is $1,000,000.
Certain transaction and service charges may apply. Refer to Disclosure & Schedule of Fees.
2
2