HOME EQUITY LINES AND LOANS

Release the power of the equity in your home and make your dreams come true. A home equity line or loan can help. You can use the money in a variety of ways such as improving your home, consolidating debt or funding a major expense like college tuition. Think of it as extra cash, using the equity however you want… and the interest be tax-deductible* regardless of how you use the money.

Consider these important ways a home equity loan or line of credit can works for you:

  • Larger amounts of credit - up to $250,000, based on your equity. 
  • Lower interest rate on your credit - fixed or variable rate options are available. 
  • Lower monthly payments - which may be even lower if you choose to consolidate all your credit into one easy to pay loan. 


Home Equity Lines of Credit

Enjoy the flexibility of a new credit line! This revolving line of credit is always at your disposal.

Key Features

  • Flexible Terms
  • Interest-only payments for the life of the loan
  • Access to funds anytime you need them
  • Use as much or as little of your credit line as you choose 

Home Equity Loans

Maybe you prefer a fixed term, fixed rate and fixed payment type of loan - a Home Equity Loan may be just what you need.

Key Features

  • Fixed interest rate
  • Fixed principal and interest payments
  • Schedule monthly payments of principal and interest gets you to the finish line.
Want to know more? It’s is easy and convenient.


Or if you prefer, you can contact your nearest TotalBank banking center for more information.

*See your tax advisor to confirm deductibility in your case. All loans are subject to credit approval, and program requirements.
All loans are subject to credit approval, and program requirements.


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