Buy a Home in the US, with the Help of TotalBank

TotalBank has experienced staff to help provide Home Mortgages for Foreign Nationals (Non-Resident Aliens).

Am I considered a Non-Resident Alien?
A Non-Resident alien is a citizen of a country other than the U.S. or a foreign national legally living in the U.S. We offer loans for the initial purchase or refinancing of primary and second homes only.

TotalBank and our professionals can offer Foreign Nationals: 
  • Adjustable and Fixed Rate Mortgages
  • Jumbo Loans
  • Skilled guidance, experienced professionals
How much can I borrow?
You can borrow any amount for the purchase or refinancing of a primary or second home. The qualifying “housing expense to income ratio” is 30% and the “total expense to income ratio” is 40%. TotalBank will calculate these ratios for you based on the income and asset information you provide and tell you how much you can afford to borrow.


To get an idea of what you can qualify for check out our helpful Mortgage Calculators


Let's start the conversation...fill out this form for more information regarding our Home Mortgages.

If you would like to speak directly with one of our Loan Originators call us at (305) 982-3100.




*Subject to credit approval and program requirements.

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