TotalPRO Banking Services for Your Practice
TotalPRO Business Interest Checking Account
- Low minimum balance required to avoid monthly maintenance fees and earn interest
- Free Online Banking or basic Online Cash Management FREE for first year
- Free Bill Pay
- Free Business Debit Card
TotalPRO Business Lending Services
- Flexible revolving credit line up to $100,000 for the practice with Interest Only payments for two years.
- Business Term Loan up to $50,000
- Commercial Real Estate Equity Line up to $250,000
- Vehicle Loan - up to $75,000
- Merchant Credit Card Services: $500 Meet or Beat Guarantee
- Remote Deposit Capture Free for First Year
- LockBox Service
Professional Banking Services for You
Total Value Checking Accountfor TotalPRO clients
- No Maintenance Fee
- No Minimum Balance Requirement
- Free Online Banking and Bill Pay
- Free Debit Card
- Free FinanceWorks™
TotalPRO Personal Lending Services
Residential Mortgage (purchase or refinance)
- Discount on Origination Fee
- Jumbo Mortgage Specialists
- Foreign Nationals Program
Home Equity Line of Credit (HELOC))
- Rates as low as Prime + 0%
- Closing Costs waived up to $1,500 for lines less than $250,000
All credit services subject to credit approval and program requirements. Ask for details..
 The annual percentage rate (APR) is a variable rate based on the prime rate published in The Wall Street Journal. As of January 28, 2013, The Wall Street Journal prime rate is 3.25%. The current APR is 4.00%. The maximum annual percentage rate that can apply to your line of credit is 18%. The rate will never be less than 4%. $50 annual maintenance fee waived for first year. Closing costs on home equity lines of credit are waived up to $1,500 but will be applied if the loan is pre-paid prior to the third year from closing date. There are closing costs on Home Equity Lines of Credit over $250,000. The cost depends on the amount of the line but typically varies between $900 and $2,200. Rate and terms are subject to change at any time. Property insurance required and flood insurance when necessary.
 All special offers valid upon opening a TotalPRO Business Interest Checking Account
 Free up to 25 payments per month.
 Special handling, rush orders, and replacement cards excluded.
 Offer expires December 31, 2013. Merchant Services provided in association with First Data Corporation. Subject to change without notice. Some restrictions and limitations may apply. Merchant processing cost comparison based on all merchant services processing charges shown on a recent processor merchant statement. The $500 will come in the form of a Visa® Gift Card. Limit one gift card per merchant, regardless of the number of business locations. Please allow 6 to 8 weeks for your gift card. Other fees may apply.
 Offer valid upon opening of a TotalPRO Business Interest Checking Account.  Special handling, and rush orders excluded.  Offer valid upon opening of any TotalPRO Business Interest Checking Account and Total Value Personal Checking Account.