Our Merchant Services Offer Payment Solutions for you and your customers:

  • Magnify your profits
  • Increase your customers’ payment options
  • Enjoy easy and affordable payment processing solutions
Welcome to the TotalBank Merchant Services Program!

In partnership with First Data, one of the largest credit and debit card processors in the world, we provide a Merchant Services program that:

  • Provides low cost credit and debit card processing.
  • Provides 24/7 customer support.

All major Credit Cards are processed
*Visa *MasterCard *American Express 

*Discover Network *Diners Club *JCB

Plus, processing for:
  • Debit Cards - PIN and Signature based transactions offer reduced fraud, faster checkout times and higher average sales amounts.
  • Gift Cards - Build your brand and increase your sales. Gift Cards bring new customers to your business with typical sales beyond the Gift Card value.
  • Electronic Benefits Transfer (EBT) - Serve this segment quickly and efficiently.
  • Electronic Check Conversion - Minimize returned checks by turning a paper check into an electronic purchase at the point of sale. Electronic checks are deposited directly into your TotalBank account within 48 hours. 
With our payment solutions you can conduct customer sales in person, by telephone, or via the Internet:


Accepting cards is easy for you and your customers with innovative processing solutions. Whether you need a wireless solution or one integrated with your PC, we have the equipment to help your business. 

eCommerce Solutions

Advanced software makes it easy to accept payments over the Internet. Terminals supported include:
  • High-speed IP
  • Wireless terminal
  • Standard dial-up
With the TotalBank Merchant Services Program you’ll enjoy:
  • Discounted rates for debit card processing
  • TeleCheck electronic check acceptance
  • 24/7/365 US based customer support

Get Quick Access to Your Funds

Open a TotalBank Business Checking Account for effortless crediting. 

Transaction Security

The Chargeback Defense System is one of the industry’s most accurate for handling chargeback investigations.

Peace of Mind

  • 24/7 online account access to key information on all of your payment streams through a single consolidated web tool that provides convenient, user friendly insight into all of your processing data. 
  • Count on enhanced security and regulatory compliance to help protect you and your business. 
  • Unsurpassed transactional and technical support.
  • Total Support from the TotalBank Team.

Get started by completing the online form.
Or for more information, contact your nearest TotalBank Banking Center.