TotalBank at Work
TotalBank at Work is a specially designed banking programthat is good for your Business AND good for your Employees.
TotalBank at Work offers your business sophisticatedBusiness Banking Products while adding value to your workplace in the form ofpreferred financial services for your employees.
TotalBank at Work: Good for Business
TotalBank at Work Business Banking Products include:
- Online Cash Management: "Mind your own business"anytime, anywhere - securely and conveniently - with TotalBank's Online Cash Management Service.
- Remote Deposit Capture: Make commercial deposits at any time without ever leaving the office with TotalBank's Remote Deposit Capture service:Total e-Instant Deposit.
- Merchant Services: Lowest costs for credit and debit card processing and 24/7 local customersupport.
Plus free, no obligation Financial Review and discounted Safe Deposit Box.
TotalBank at Work: Good for Employees
The TotalBank at Work Special Preferred Banking Package withDirect Deposit includes:
TotalBank at Work Checking Account [i]
- No minimum balance to open
- No monthly maintenance fees
- Free Online Banking with Free Bill Pay
- Free Debit Card
- Earns interest at tiered rates
Personal Regular Savings [ii]
- No quarterlymaintenance fee
- Earns interest at competitive rates
Overdraft Protection [iii]
- Reduced fee on transfers with a Personal Regular Savingsaccount
Home Mortgage [iv]
- No loan origination fee
- No appraisal fee (Loans up to $500,000)
Home Equity Loan or Line of Credit [iv]
- No closing costs with auto debit
- $100 off appraisal fee (if required)
Investment and Retirement Services [v]
- Free, no-obligation financial review
Safe Deposit Box [vi]
- $25 discount with auto debit
Other Special Discounts [vii]
- Free order of standard checks annually
- Free cashier's checks and single signer Travelers' Cheques
[i] All accounts are subject to our normal approval process. Offer does not apply to second or multiple accounts. To be eligible for the special offers and discounts, you must open a TotalBank at Work Checking account and set up a qualifying Direct Deposit. A qualifying Direct Deposit is one or more ACH deposit(s) of payroll per statement cycle. Account must be funded within 30 days after opening or account will be closed. If a qualifying Direct Deposit is not made within a 90 day period the account will revert to a Total Interest Checking Account and all disclosures will apply. Free Debit Card does not cover special handling and rush order charges.
[ii] The quarterly maintenance fee of $15 for the Personal Regular Savings account is waived for TotalBank at Work customers with qualifying TotalBank at Work Checking account and qualifying Direct Deposit. If a qualifying Direct Deposit is not made within a 90 day period the Personal Regular Savings account will be subject to the minimum balance requirement to waive the quarterly maintenance fee and all disclosures will apply.
[iii] Through our Overdraft Protection Program, you can link your TotalBank at Work Checking Account to your Personal Savings Account. TotalBank will charge an overdraft transfer fee for every day a transfer is made to cover your overdraft. If you enroll in this service, the overdraft transfer fee of $10 will be reduced to $5.
[iv] All loans and lines of credit are subject to credit approval and program requirements. There is an annual $50 maintenance fee on Home Equity Lines of Credit. No loan origination fee on Home Mortgages up to $500,000. No Closing Costs, up to $1,500, on Home Equity Loans or Lines of Credit with amounts of $250,000 or less, providing an auto debit payment is established from a TotalBank deposit account prior to closing.
[v] Security and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. TotalBank is not a registered broker/dealer and is not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL.
[vi] Safe Deposit boxes are subject to availability and are not offered at all TotalBank banking centers. Auto debit must come from a qualifying account. Limit one discounted safe deposit box per customer for life of account.