Disclosures:

Thank you for applying for an account with TotalBank. Please read and save these important account documents on your computer. You may also print them.

Account Terms:
	Total e-Savings Account *
	Total e- Checking Account *

Account Disclosures:


	Total e-CD Account *
	Total e-Interest Checking Account *

	Rate Sheet
	Funds Availability Disclosure * (only applies to checking accounts)
	Privacy Disclosure(WebVersion) *

	Fee Brochure
	ESIGN Disclosure *
	Electronic Funds Transfer Disclosure * (only applies to checking and savings accounts)
	Depositor's Agreement *

*Adobe� Reader� required